BIRA Benefits

BIRA Benefits for Employees

Free Legal Advice Line

Expert legal advice at no extra cost. Covers employment law, HR, Tax, HMRC, and Health & Safety

Workplace Pensions

Bira workplace pensions take the confusion out of auto-enrolment and help ensure you meet all the government’s requirements.

This is an auto-enrolment pension scheme with guaranteed acceptance. A straightfor-ward solution with free and easy-to-use software.

Medical Plans

Bira has agreed with HMCA to offer discounted rates for medical plans. HMCA only offer medical plans to membership groups and can offer up to a 40% discount off the underwriter’s standard rates. This is a comprehensive plan which provides generous cash benefits for surgery and other charges.

Cycle to Work

Launched as part of the 1999 Finance Act, the Cycle to Work Scheme was introduced to promote healthier journeys to work and to reduce pollution. The Act also saw the introduction of an annual tax exemption, which allowed em-ployers to hire out cycles and the cyclists’ safety equipment to employees as a tax-free benefit.

BIRA Benefits – Finance

Card Processing

Delivering preferential card processing rates de-signed to save small businesses money

Birmingham Bank

Find the right loan or savings account with Bir-mingham Bank, the specialist bank for independent retailers

Business Rates Review & Appeal Service

Find out if you are paying more business rates than you should be with this no-win-no-fee business rates audit

AA Breakdown Cover

Business breakdown cover from the AA

Commercial Rent and Lease Review Service

If your business is struggling and you are paying rent that is more than 10% of your annual turnover, Cedar Dean can help

Business Banking

Business banking for small businesses from Starling Bank. With no monthly fees or UK payment charges

BIRA Benefits – Marketing

e-commerce websites

Start selling products on-line in minutes with UK ecommerce website platform EKM

Pointy from Google

Pointy help you to easily display your in-store products on Google so that shoppers can see what you sell and come in-store to buy from you

Office Equipment & Stationery

Ryman stationery offer members savings of up to 50% on selected lines

Shop Fitting Service

Whether it’s just a few shelves, layout planning or a complete store refit, members can benefit from Salepoints service – for less

Social Media Benchmarking

Maybe* is the easy to use on-line platform that helps independent retailers build conversations and insight that will drive footfall

BIRA Benefits – Utilities

Utility Options

Lowest cost quotations on the market for gas, electricity, phone, broadband and more…

Waste Management

By using 1st Waste Management, all of your waste needs can be catered for


Bira has teamed up with telecoms specialist to provide members with a wide range of money saving services


Unique business insurance designed around your specific needs. Get access to exclusive retail spe-cific enhancements and generous cover limits